Company Description

We didn’t think mortgage statements mattered either...

Until we realized you normally only get one per year and they account for about 32% of your annual income.

As much as your food, vehicle, entertainment and clothing purchases combined, in fact. 32% of your gross income is normally spent on your mortgage payment – that’s the equivalent to a new car every year, but in most homes your mortgage statement comes just once per year. It doesn’t matter if it’s a variable, fixed, or line of credit mortgage, we do what we always have done and that is get up, go to work, and pay our bills. Every day, every week, 12 months a year. We still try and save money, of course
we may make a lump sum payment. But we’re human and we forget, until we see our mortgage statement.

How much money are we wasting? If every household saved 5% on their mortgage payment it’d be like... $1000, $5000, $10,000!
Your mortgage should lend itself around your life – not the other way around.


We also just didn't want to regurgitate the news...

That's when we also had one of those Eurika moments! We are pleased to launch our Rate Update™ Report. It is designed to provide an overview of how your mortgage is performing based on the current market. It may, or may not make sense to refinance based on today's rates.

The intent of this report is to keep you informed. Anyone can sign up at origination.ca

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